401(k) vesting schedules: Cliff, graded, and immediate ownership
When will you be fully vested?© lznogood/stock.adobe.com, © Prostock-studio/stock.adobe.com, © Pixel-Shot/stock.adobe.com; Photo illustration Encyclopædia Britannica, IncOne of the perks of working for an employer is the prospect of a 401(k), 403(b), or other workplace retirement plan. It’s even better when your company matches a portion of your contributions. In fact, about 98% of employers that offer a 401(k) plan...