A 403(b) plan is a tax-deferred, employer-sponsored retirement savings plan available to public schools and other tax-exempt organizations. It allows educators, government employees, and nonprofit employees to make pretax contributions up to a certain limit. 　　These 403(b) plans are tax advantaged, meaning that plan holders contribute funds that grow tax free until withdrawals are made. Contributions are usually made...

　　desi South Asian culture Actions Share Share Share to social media Facebook X URL https://www.britannica.com/topic/desi Share Share Share to social media Facebook X URL https://www.britannica.com/topic/desi Written by Ethan Teekah Ethan Teekah is an Assistant Editor for Encyclopædia Britannica. He covers topics primarily related to Asia and Asian Studies. Ethan Teekah Fact-checked by The Editors of Encyclopaedia Britannica Encyclopaedia Britannica's editors...

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　　 　　Energy powers our world, but the energy sector itself is one of the smaller of the 11 Global Industry Classification Standard (GICS) sectors in the stock market. It’s smaller because of its narrow focus on the traditional fossil fuel energy industry—you won’t find any alternative energy stocks in this sector—and because its weight in the S&P 500 is only...

　　 　　Some things you just can’t live without. Consumer staples are products that are essential or that you’re likely to purchase regardless of your personal finances or how the economy is performing. Food, drinks (including alcoholic beverages), tobacco, and household and personal care items are all considered consumer staples. 　　The sector comprises a broad swath of companies that make, market,...

　　Do U.S. college athletes get paid? Actions Share Share Share to social media Facebook X URL https://www.britannica.com/sports/Do-US-college-athletes-get-paid Share Share Share to social media Facebook X URL https://www.britannica.com/sports/Do-US-college-athletes-get-paid Written by Thad King Thad King was an editor at Encyclopædia Britannica for 15 years. Thad King Fact-checked by The Editors of Encyclopaedia Britannica Encyclopaedia Britannica's editors oversee subject areas in which they...

　　 　　When envisioning the pillars of American industry, numerous products and services come to mind: heavy machinery for transportation, farming, and defense; building products, electrical equipment, and machine parts; and an array of functions, from supply chain consulting to basic facility services, like plumbing and janitorial duties. 　　What is the industrials sector?The industrials sector comprises companies that produce capital goods—products...

　　List of religious populations Actions Share Share Share to social media Facebook X URL https://www.britannica.com/topic/List-of-religious-populations Share Share Share to social media Facebook X URL https://www.britannica.com/topic/List-of-religious-populations Written by Charles Preston Charles Preston is Associate Editor for Religion at Encyclopædia Britannica. Charles Preston Fact-checked by The Editors of Encyclopaedia Britannica Encyclopaedia Britannica's editors oversee subject areas in which they have extensive knowledge,...

　　Carlo Maria Viganò Italian archbishop Actions Share Share Share to social media Facebook X URL https://www.britannica.com/biography/Carlo-Maria-Vigano Share Share Share to social media Facebook X URL https://www.britannica.com/biography/Carlo-Maria-Vigano Written by René Ostberg René Ostberg is an associate editor at Encyclopaedia Britannica. René Ostberg Fact-checked by The Editors of Encyclopaedia Britannica Encyclopaedia Britannica's editors oversee subject areas in which they have extensive knowledge,...

　　Anna Meares Australian cyclist Actions Share Share Share to social media Facebook X URL https://www.britannica.com/biography/Anna-Meares Share Share Share to social media Facebook X URL https://www.britannica.com/biography/Anna-Meares Also known as: Anna Maree Devenish Meares Written by Joan Hibler Joan Hibler is a senior editor at Encyclopædia Britannica. Joan Hibler Fact-checked by The Editors of Encyclopaedia Britannica Encyclopaedia Britannica's editors oversee subject areas...

　　Mr. Olympia bodybuilding competition Actions Share Share Share to social media Facebook X URL https://www.britannica.com/topic/Mr-Olympia Share Share Share to social media Facebook X URL https://www.britannica.com/topic/Mr-Olympia Written by Meg Matthias Meg Matthias is Senior Video Producer at Encyclopædia Britannica. Meg Matthias Fact-checked by The Editors of Encyclopaedia Britannica Encyclopaedia Britannica's editors oversee subject areas in which they have extensive knowledge, whether...

　　 　　A 457(b) plan is a tax-advantaged retirement savings plan available to local government workers and some employees of nonprofit organizations. It’s similar to a 401(k) plan, but one that’s available to firefighters, law enforcement officers, municipal employees, and other civil servants. 　　As with many retirement plan types, there are traditional and Roth versions of the 457(b), although not all...