New Articles

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  Dividend aristocrats and kings: Investing for the long haul 　　 　　As an investor, you may be looking for stocks and exchange-traded funds (ETFs) that can provide you with a little extra value over the long term. 　　If you’re planning to hold shares of a company for the long haul, you might want to consider looking at the S&P 500 dividend aristocrats and dividend kings. These are stocks with long...
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  Tax schedules and forms related to Form 1040, U.S. Individual Tax Income Tax Return 　　 　　It’s time to file taxes again this year. You might prepare your taxes yourself or have a tax preparer help you. But as your return gets more complex—maybe thanks to your investments, or your home business, or your kids’ college expenses—more schedules and forms will be needed to help report your income and deductions to the IRS. 　　The individual...
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  How to invest in art and collectibles: From pastime to portfolio 　　 　　Investing in art and other collectibles offers some features that traditional stock and bond investing simply can’t: physical appeal and enjoyment. You can admire a painting on your living room wall, play a violin, and wear a watch. 　　Collectible investments are considered an alternative asset class; their value often is not correlated to the stock and bond market. But...
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  Getting maximum value from downsizing: Declutter for fun and profit 　　 　　If yours is like many American households, you may have more things hiding in your cupboards, closets, or basement than you know what to do with. If you’re staying put, the clutter may be a mere annoyance. But if you plan on moving, that’s when things get real: You have to figure out what to do with all that...
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  What everyone should know about debt collection 　　 　　If you’re wondering about debt collection and how it works, then you may have gotten yourself into a financial pickle. Life happens—and sometimes your debt obligations exceed your repayment capacity. Understanding the nuances of debt collection is important for every borrower, even if you always pay on time. 　　And if you find yourself facing debt collection? Going through the...
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  6 key strategies for a debt management program 　　 　　Are you looking to design a debt management program? Perhaps one of your goals is to avoid the debt collection process. 　　A debt management program that accomplishes your money objectives may involve some combination of financial planning, debt restructuring, and getting hardship assistance. You can also consider the extreme option for avoiding debt collection: declaring bankruptcy. 　　Here are six...
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  10 ways the Fair Debt Collection Practices Act protects you 　　 　　One of the most important features of the U.S. debt collection process is that debtors—and creditors, too—have well-defined rights. The Fair Debt Collection Practices Act (FDCPA) was first signed into law way back in 1977 (and most recently updated in 2010), precisely because Congress found “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by...
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  How debt collection affects your credit score—and steps you can take 　　 　　If you’re facing debt collection, then you may be concerned about how unpaid debts can affect your credit score. Debt collection is usually detrimental, but the good news is that the negative effects don’t last forever. You have options—both during and after the debt collection process—to ensure that your credit score bounces back. 　　Your credit score is important because...
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  Filing your taxes: Answers to 6 frequently asked questions 　　 　　The start of the new year brings the trickle of forms for tax-filing season and the annual debate over whether to go it alone or opt to get some help in preparing your tax return. 　　What’s certain is the April 15 filing deadline will arrive sooner than you might like. You may be among those wondering how much or...
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  Are 401(k) fees affecting your retirement savings? 　　 　　You know you’re supposed to save for retirement, and if your employer offers a 401(k) plan, building a nest egg can be a cinch. But the fees charged by some 401(k) plans can take a toll on the returns your retirement account should be racking up, leaving you to wonder, “Where’d the money go?” 　　Saving money in an employer-sponsored...
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  Is your employee 401(k) match enough to retire on? 　　 　　You may have heard that it’s wise to contribute as much to your employer 401(k) plan as you need to collect the full match (if a match is offered). But should you go above and beyond in your 401(k), or are there other ways to get the most from your retirement planning? 　　Your situation—from your savings goals and aspirations...
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  Siege of Sarajevo 　　Siege of Sarajevo, siege of the city Sarajevo by Bosnian Serb forces from April 5, 1992, to February 29, 1996, during the Bosnian War, which followed the dissolution of Yugoslavia. It is the longest siege in modern European history through the 20th century, followed by the 872-day Nazi siege of Leningrad during World War II. 　　Before fighting broke out in...
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  Siege of Rome 　　Siege of Rome, siege mounted on Rome, then an outpost of the Byzantine Empire, by the kingdom of the Ostrogoths in 537–538. The desire of Emperor Justinian to restore the full extent of the Roman Empire led to a struggle for control of Italy between his Byzantine army, led by Belisarius, and the Ostrogoths, led by a Romanised king named...
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  Siege of Fort Ticonderoga 　　Siege of Fort Ticonderoga, engagement in the American Revolution from July 2–6, 1777, resulting in a British victory that failed to end the rebellion, as its commander had believed it would. The summer after their success at Valcour Island, the British opened their renewed invasion plan with a three-pronged effort to split the northern American colonies. Accordingly, Major General John...
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  Siege of Drogheda 　　Siege of Drogheda, siege fought in northeastern Ireland from September 3 to September 11, 1649, pitting Irish Royalists against the New Model Army of Oliver Cromwell. The Royalist rebellion that broke out in Ireland against the new English republic in 1649 was met by a prompt English response. On August 15 Cromwell and 15,000 troops landed in Dublin. His merciless...
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  Siege of Calais 　　Siege of Calais, siege during the Hundred Years’ War on the northern coast of France, lasting from September 4, 1346, to August 4, 1347. After his magnificent victory at the Battle of Crécy in August 1346, Edward III of England marched north and besieged Calais, the closest port to England and directly opposite Dover where the English Channel is narrowest....
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  Siege of Antwerp 　　Siege of Antwerp, German capture of the Belgian city of Antwerp from 28 September 28 to October 10, 1914, in the early months of World War I. The Siege of Antwerp showed the weakness of fortifications in the face of the latest German heavy artillery, but it also revealed the Belgians’ refusal to bow to German demands and their determination...
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  Sack of Rome 　　Sack of Rome, an attack on the city of Rome on May 6, 1527, by the forces of the Holy Roman Emperor and King of Spain, Charles V. Charles’s victory over the French at Pavia in 1525 had left his armies dominant in Italy. After ravaging the countryside, Charles’s forces stormed the city of Rome and embarked on an orgy...
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  Quit India Movement 　　Quit India Movement, mass protest movement during 1942–43 against the colonial British raj’s political and military control of India. The movement, which took place against the backdrop of World War II, was initially planned by Mahatma Gandhi and his followers in the Indian National Congress (Congress Party) as a nonviolent action. However, attempts by the British authorities to prevent the...
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  plague of Justinian 　　plague of Justinian, plague pandemic that spread throughout the Mediterranean region and beyond beginning about 541 CE. It is named for Justinian I, who was the Byzantine emperor at that time. 　　Although there is evidence that bubonic plague has been around for as long as humankind, the plague of Justinian is the first documented outbreak of a bubonic plague pandemic....

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